The First-Time Homebuyer Tax Credit Recent changes to the first-time homebuyer tax credit mean you might be able to benefit from the credit, even if you're not actually a first-time homebuyer. To take advantage of the credit, however, you have to act by May 1.
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529 College Savings Plans vs. Roth IRAs After the 2008/2009 market collapse, some parents have opted to trade the tax benefits of 529 plans for savings vehicles that don't have a "must-be-used-for-college" restriction. Just how does a favorite of the college savings world, a 529 college savings plan, stack up to a favorite of the retirement savings world, a Roth IRA, as an education-funding vehicle?

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	10 Financial Terms Everyone Should Know Understanding financial matters can be difficult because of the jargon used. Becoming familiar with these ten financial terms may help make your financial picture clearer.
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Ask the Experts: How do I unwind my QPRT? Real estate transferred to a qualified personal residence trust (QPRT) may have experienced less than anticipated appreciation or even depreciation. Consequently, one of the purposes of the QPRT--removing future appreciation from an estate--may go unachieved. Some in this position may be inclined to "unwind" (undo) the QPRT. That, however, may not be the best option.

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	Ask the Experts: My QPRT has terminated. What do I do now? If the grantor outlives the term of a QPRT, the residence passes to the remainder beneficiaries. At this time, several things need to happen. Here's a quick checklist.
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All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy.

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