How to Double the Power of Your Tax Refund Filing your taxes may be a dreaded chore, but receiving your refund is a wonderful reward. What you do with a refund is up to you, but here are some ideas that may make your tax refund twice as valuable.
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	College Debt: How Much Is Too Much? According to a recent survey, the confidence of parents in their ability to save for college dropped significantly over the past year. That's not entirely surprising, considering the economic climate. The trend of not saving enough makes families heavily dependent on borrowing to fund college.
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	Special Needs Trusts A special needs trust (SNT), sometimes referred to as a supplemental needs trust, is a trust that is established to benefit a disabled person, or a person who has special needs, while still allowing such persons to qualify for and receive governmental health-care benefits.
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	Ask the Experts: What is a short sale? A short sale occurs when a mortgage lender allows a borrower (the short seller) to accept a sale offer that is less than ("short") the balance due on the outstanding loan.
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	Ask the Experts: What is a deed-in-lieu of foreclosure? In a deed-in-lieu of foreclosure (often referred to as a DIL), a mortgage lender allows a borrower to sign the deed over to the lender in exchange for relief from the obligation to repay the mortgage.
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